Are you behind in your mortgage payments? If you are and you can't get caught up before you file bankruptcy, you will have to file a Chapter 13 bankruptcy if you want to keep your house. If you are behind in your mortgage payments, Chapter 7 does not provide a way to catch up. Chapter 13 does provide a way.
If you are not behind in your mortgage payments, it is highly likely that you'll be able to keep your house in a Chapter 7 bankruptcy, if you live in the house. The homestead exemption protects most homes. If you have more than $100,000 in equity in your home, Attorney Bates, 330-339-0000, can look into this for you and let you know whether your house will be safe.
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